About Interstate

Interstate Insurance Management operates as an MGA/binding authority and program specialist, underwriting over 1000 classes of small commercial business along with select programs on a wholesale basis through independent agents. With our underwriting expertise and broad carrier relationships, we are committed to making a difference for our retail producers through well designed product offerings delivered with unparalleled service. We provide wholesale market alternatives to agents in the underwriting and placement of specialty insurance including:

Family owned and operated in our third generation, we provide retail producers access to a diverse array of top specialty markets.

In addition to unsurpassed market access, we provide innovative technology solutions that allow us to deliver, quote and service your accounts with unparalleled speed.

What We Do

We are an outsourced marketing and underwriting branch for most of our specialty insurance carriers, having full underwriting authority on 90% of the business we write. Here is what we do for you

  • Provides you with marketing information to use with your insureds
  • Seminars - conducts annual seminars where you receive six hours of certified credits free of charge
  • Sales Support - your underwriter will accompany you during your sales presentation if you wish
  • Carrier Visits - we can arrange visits with you and your insured
  • Multiple Markets - accounts are marketed to multiple specialty carriers

  • Receives - logs - assigns - and responds immediately to your submissions
  • Reviews submissions and requests additional underwriting information if necessary
  • Reviews claims history
  • Analyzes underwriting information to determine the most suitable carrier and coverage form for the submission
  • Orders and reviews inspections, MVRs, SAFER, etc
  • Generates Quote
  • Sends quote to you including terms, conditions and exclusions
  • Discusses proposal with you and negotiates final terms
  • Binds coverage sending you notice
  • Sets up payment terms
  • Monitors changes during policy period

Policy Issuance:
  • Issues and reviews policy for accuracy
  • Emails or sends copy of policy to you
  • Processes endorsements and delivers to you
  • Sends you expiration notice

  • Prepares and issues account statements or invoices
  • Works with premium finance companies
  • Collects premiums
  • Pays you and our carriers
  • Reconciles Bordeaux
  • Issues cancellations for non-payment and reinstatement when payment received
  • Calculates, collects and files surplus lines tax as required
  • Prepares Monthly agent and carriers production reports for review by management
  • Monitors internal production goals
  • Participates in annual audits by carrier

  • Receives and reviews loss notice and enters claim information into our database
  • Immediately notifies carrier of claim
  • Where we have in-house claim authority we immediately assign the claim to a professional claims adjuster/appraiser or attorney (where coverage is questionable) and work with the claims professional to resolve the claim

RT Specialty - Johnstown
(formerly Interstate Insurance Management)
2307 Menoher Blvd., Johnstown, PA 15905
Call: 814-255-7878
Fax: 814-255-6010

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