Property & Casualty
Small Business Unit (SBU)
  • Contact:
  • Connie Kennedy
    CPCU, Underwriting Manager
  • connie@interstate-insurance.com

  • States: PA, MD, DC, DE, NC, NJ, OH, VA, WV
    *not all markets available in all states

Backed by a propriety system that brings efficiencies to the quoting process. We can quote your small commercial business faster than ever before.


Many classes quoted instantly online at higher commissions


If it doesn't fit in our online quoting send us an acord to submissions@interstate-insurance.com or use our Small Business Application.
  • Some classes we write
  • Contractors
  • Restaurants
  • Vacant Property
  • Special Events
  • Garage
  • Student Housing
  • Dwellings
  • Day Care
  • Habitational
  • Clubs
  • Excess Flood
  • Loggers
  • Manufacturing
  • Apartments
  • Vacant Land
  • Builders Risk/New & Renovation
  • Mines & Quarries
  • Mining Related Businesses
  • Markets
  • Northfield
  • Maxum Indemnity
  • Capitol Indemnity
  • Capitol Specialty
  • Nautilus
  • Burlington
  • White Pine
  • USLI
  • Hudson Specialty
  • Lloyd's of London
  • Atrium
  • Starstone
  • Wilshire
  • Hallmark Specialty
  • Merchants Mutual
  • Merchants National
  • Indian Harbour
  • Great American
  • Coverages/Limits
  • Commercial General Liability
  • Property
  • Liquor
  • Garage
  • Inland marine
  • Professional
  • Excess/Umbrella
  • D&O
Quote, Bind, Issue - HO6 (QBI)

Our Quote-Bind-Issue program allows you to get a quote, bind coverage, issue a policy and pay with EFT Instant Web Pay (if you wish) for vacant property and HO6 in about 5 minutes....All from your desk!


  • Some classes we write
  • HO6
  • Markets
  • Lloyd's of London
  • Coverage/Limits
  • Personal Property
    (Coverage C)
    $5,000 to $150,000
  • Additions & Alterations
    (Coverage A)
    up to $125,000
  • Personal Liability
    $300,000 or $500,000
    Limits Available
  • Loss Assessment
    $10,000
  • Flood
    $50,000
    (Excluded on first floor units)
Quote, Bind, Issue - Vacant Property (QBI)
  • States: PA, DC, DE, MD, NC, NJ, VA, WV, OH
    17.5% Commission

Check out our Lloyd's of London Vacant Property Program QBI and Online Easy Rater. Save time and earn high commissions.


  • Some classes we write
  • Vacant
  • New Purchases
  • Renovations
  • Markets
  • Lloyd's of London
  • Coverage/Limits
  • Property Limits
    up to $1.5 million
  • Contents
    up to 10% of Property Limits
  • General Liability
    up to $1 million/$2 million
Special Property
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

We can write all your property risks including tough classes like student housing, habitational, mixed occupancy, mercantile, vacant and coastal property. High limits available.


  • Some classes we write
  • Coastal Property
  • Condominiums
  • Hotels/Motels
  • Mercantile/Retail stores
  • Tenant occupied dwelling
  • Student housing
  • Restaurants/Bars/Tavern
  • Manufacturing
  • Office Buildings
  • Apartment buildings
  • Vacant Land
  • Marinas
  • Kiosks
  • Markets
  • Lloyd's of London
  • Northfield
  • Maxum
  • Capitol Indemnity
  • Capitol Specialty
  • USLI
  • White Pine
  • Nautilus
  • Lexington
  • Atrium
  • Coverages/Limits
  • Property
    to $50 Million + TIV
  • HO6
  • Excess Flood
  • Equipment Breakdown
  • Wind Buy-Backs
  • General Liability also available
Mines & Quarries

Coverage is available for coal mines, sand and gravel pits, rock quarries, clay, limestone, shale and other types of mining. Coverages underwritten include workers compensation, general liability, pollution, auto and umbrella.


  • Some classes we write
  • Coal Mines
  • Sand and Gravel Pits
  • Rock Quarries
  • Clay
  • Limestone
  • Shale and other types of mining
  • Road Construction
  • Drillers
  • Blasters
  • Markets
  • American Mining
  • Rockwood Casualty
  • Coverages
  • Workers Compensation
  • General Liability
  • Commercial Auto
  • Pollution
  • Inland Marine
  • Umbrella

Coverage is available for road construction, drillers, blasters, and other classes that are related to or support the mine & quarry industry. Coverages underwritten include workers compensation, general liability, pollution, auto and umbrella.


  • Some classes we write
  • Contractors/Consultants
  • Manufacturers
  • Fabricators
  • Drilling Companies
  • Explosive Dealers/Contractors
  • Blasting Contractors
  • Geologists/Mining Engineers
  • Mechanics
  • Fan Manufacturers
  • Structural Steel Fabrication
  • Casing Contractors
  • Equipment Manufacturers
  • Conveyor Belt Manufacturers
  • Ore Processing Mills
  • Coal Preparation Plants
  • Mine Engineers
  • Reclamation
  • Coal Haulers
  • Gravel Haulers
  • Ore Haulers
  • Sand Haulers
  • Aggregate Haulers
  • Markets
  • American Mining
  • Rockwood Casualty
  • Coverages
  • Workers Compensation
  • General Liability
  • Commercial Auto
  • Pollution
  • Inland Marine
  • Umbrella
Contractors
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

Coverage available for residential and commercial contractors, custom home builders, roofers, welders and artisan contractors. New ventures are acceptable.


  • Some classes we write
  • Residential Contractors
  • Commercial Contractors
  • Custom Home Builders
  • Roofers
  • Welders
  • Loggers
  • Artisan Contractors
  • Markets
  • Northfield
  • Maxum Indemnity
  • Capitol Indemnity
  • Capitol Specialty
  • USLI
  • American Mining
  • Burlington
  • White Pine
  • Nautilus
  • Rockwood Casualty
  • Coverages
  • Property
  • Inland Marine
  • General Liability
  • Excess/Umbrella Liability
Commercial General Liability
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

We write hundreds of classes including habitational, manufacturing, service, retail, day care, health clubs, amusement centers, restaurants, contractors and more. Many classes can be packaged with property.


  • Some classes we write
  • Day Care
  • Habitational
  • Restaurants/Bars/Tavern
  • Mercantile/Retail
  • Manufacturing
  • Truckers
  • Contractors
  • Loggers
  • Tree Trimmers
  • Vacant Land
  • Excavators
  • Roofers
  • Homeowners Association
  • Halfway houses
  • Homeless Shelters
  • Saw mills
  • Kennels
  • Animal Rescue Shelters
  • Social Clubs
  • Welders
  • Machinery/Equip repair
  • Remodelling Contractors
  • Markets
  • Northfield
  • Maxum Indemnity
  • Capitol Indemnity
  • Capitol Specialty
  • USLI
  • American Mining
  • Burlington
  • White Pine
  • Nautilus
  • Rockwood Casualty
Excess/Umbrella Liability
  • States: PA, MD, DC, DE, NC, NJ, OH, VA, WV
    *not all markets available in all states

We can provide excess or umbrella coverage for a wide array of classes including hazardous classes such as truckers and mines and quarries. High limits available.


  • Some classes we write
  • Social Clubs
  • Restaurants/Bars/Tavern
  • Mercantile/Retail stores
  • Offices
  • Truckers
  • Manufacturing
  • Contractors
  • Repair garages
  • Day Care Centers
  • Non-profits
  • Markets
  • Starstone
  • Capitol Specialty
  • Wilshire
  • Merchants Mutual
  • Merchants National
  • Hallmark Specialty
  • Nautilus
  • Acceptance Indemnity
  • Indian Harbor
  • Limits
  • up to $10 million
Restaurants, Bars and Taverns
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

From delicatessens to white tablecloth restaurants, we have markets! Liquor liability can be provided on the same policy for qualified risks. Unprotected frame restaurants with an automatic extinguishing system are acceptable.


  • Some classes we write
  • Restaurants
  • Bars/Taverns
  • Delicatessens
  • Fine Dining
  • Caterers
  • Diners
  • Brew Pubs
  • Microbreweries
  • Pizza Shops
  • Take Out
  • Markets
  • Northfield
  • Maxum Indemnity
  • Capitol Indemnity
  • Capitol Specialty
  • Nautilus
  • Burlington
  • White Pine
  • USLI
  • Hudson Specialty
  • Lloyd's of London
  • Star Indemnity
  • Coverages
  • Property
  • General Liability
  • Liquor Liability
Liquor Liability
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

From Special events to restaurants, bars and taverns we can provide you with the coverage your insured needs. Can be written stand alone or as part of a package for risks that meet company requirements.


  • Some classes we write
  • Restaurants
  • Bars/Taverns
  • Social Clubs
  • Special Events
  • Caterers
  • Markets
  • Nautilus
  • Capitol Specialty
  • Hudson Specialty
  • White Pine
  • USLI
  • Limits
  • up to $1 million/$2 million
Special & Seasonal Events
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

Available for events lasting from 1 day to 12 months. Most types of events considered. Annual policies can be written for insured’s who have multiple events scheduled throughout the year. Liquor liability also available for those events serving adult beverages.


  • Some classes we write
  • Foot races
  • Amusement Devices
  • Parades
  • Pony Rides
  • Pumpkin Patches/Sales
  • Hay rides
  • Haunted Houses
  • Concerts
  • Christmas Tree Sales
  • Hole In One Contests
  • Weddings
  • Banquets
  • Firework stands
  • Pushcarts/display booths
  • Street vendors
  • Craft shows
  • Fund-raisers
  • Capitol Indemnity
  • Capitol Specialty
  • Nautilus
  • Northfield
  • Burlington
  • USLI
  • Maxum Indemnity
  • Coverages
  • General Liability
  • Liquor Liability
Garage
  • States: PA, MD, DC, DE, NC, NJ, OH, VA, WV
    *not all markets available in all states

We have markets for your repair garages, body shops, detailers, mobile auto repair services and pre-owned vehicle dealers. Heavy truck and motorcycle repair or sales is not a problem for us.


  • Some classes we write
  • Automobile Repair
  • Truck Repair
  • Motorcycle Repair
  • Non-Franchised Dealers
  • Paint & Body Shops
  • Detailers
  • Valet Parking
  • Mobile Auto Repair
  • Recreation Vehicle Sales/Repair
  • Motorcycle Sale/Repair
  • ATV
  • Fuel Conversion Installation
  • Antique Auto Repair
  • Trailer Hitch Repair & Installation
  • Towing
  • Auto Accessory Installation
  • Lube Shops
  • Markets
  • Argonaut Midwest
  • National Indemnity
  • Colony
  • White Pine
  • Burlington
  • Coverages
  • Garage Liability
  • Dealer Physical Damage
  • Garagekeepers
Specialty Human Services
  • States: PA, MD, DC, DE, NC, NJ, OH, VA, WV
    *not all markets available in all states

Broad coverage available for human and social service organizations. Coverages for animal shelters, social clubs, community services, neighborhood associations, day care and latchkey, food pantries, counseling and treatment centers, shelters and many many more classes.

  • Some classes we write
  • Animal Shelters
  • Social Clubs
  • Community Services
  • Neighborhood Associations
  • Day Care and Latchkey
  • Food Pantries
  • Counseling and Treatment Centers
  • Shelters
  • Markets
  • Great American
  • Northfield
  • Maxum Indemnity
  • Capitol Specialty
  • Capitol Indemnity
  • USLI
  • Burlington
  • Nautilus
  • Coverages
  • Property
  • General Liability
  • Professional Liability/EPO
  • Excess/Umbrella
  • Physical/Sexual Abuse
  • Cyber Liability
Inland Marine
  • States: PA, MD, DC, DE, NC, NJ, OH, VA, WV
    *not all markets available in all states

Contractors equipment, EDP, fine arts, motor truck cargo are just a few of the many types of inland marine coverage available.


  • Some classes we write
  • Contractors equipment
  • Logging equipment
  • Above ground mining
  • Bailees coverage
  • Builders risk – new and renovation
  • Markets
  • Aspen
  • Arch
  • Ace
  • Northfield
  • Capitol Indemnity
  • Capitol Specialty
  • Maxum
  • Lloyd's of London
  • Nautilus
  • White Pine
  • Starstone
  • Burlington
BOP
  • States: PA, MD, DC, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

Business Owners Policies (BOP) are available for qualified risks for classes such as Beauty/Barber Shops, Child Care, Special Trade - Contractors, Offices and Office Condos, Convenience Stores / Gasoline Stores and Hotel / Motels. Give us a try on your next account!


  • Some classes we write
  • Beauty/Barber Shops
  • Child Care
  • Special Trade - Contractors
  • Offices and Office Condos
  • Convenience Stores/Gasoline Stores
  • Hotel/Motels
  • Markets
  • USLI
  • Capitol Indemnity
  • Capitol Specialty
  • Coverages
  • Property
  • Inland Marine
  • General Liability
Professional Liability/D&O/E&O/EPLI
  • States: PA, MD, DC, DE, NC, NJ, OH, VA, WV
    *not all markets available in all states

Coverage available for all professional exposures for many classes.


  • Some classes we write
  • Non-profits
  • For profits
  • Insurance Agents
  • Accountants
  • Bookkeepers
  • Home Inspectors
  • Architects/Engineers
  • Real Estate Agents
  • Condominium Association
  • Homeowners Association
  • Claims Adjusters
  • Employment Agencies
  • Social Service Agencies
  • Markets
  • Lloyd's of London
  • Ace
  • Old Republic
  • USLI
  • Starstone
  • Great American
  • Capitol Indemnity
  • Capitol Specialty
  • Nautilus
  • Houston Casualty
Workers Compensation
  • States: PA, MD, DE, IN, KY, MI, NC, NJ, OH, VA, WV
    *not all markets available in all states

Our Specialty markets can provide coverages for a wide variety of risks but are especially good on more hazardous classes such as mining and truckers.


  • Some classes we write
  • Truckers
  • Mining
  • Restaurants
  • Retail stores
  • Contractors
  • Mercantile/Retail
  • Markets
  • American Mining
  • Rockwood Casualty
  • American Interstate
  • Northland
  • Travelers

Interstate Insurance Management
2307 Menoher Blvd., Johnstown, PA 15905
Call: 814-255-7878
Fax: 814-255-6010
1-800-452-0297

Interstate Insurance Management is a series of RSG Underwriting Managers, LLC. RSG Underwriting Managers is a Delaware Series limited
liability company and a subsidiary of Ryan Specialty Group, LLC. In California: RSG Insurance Services, LLC License # 0E50879
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