Our Markets
Commercial Auto Markets
P&C Markets
Commercial Auto Markets - October 2011
|
|
Northland Ins Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
DE, IN, MD, MI, NJ, OH, PA, VA, WV
|
|
|
Business Type:
|
|
Trucking, Business Auto, Public Auto
|
|
|
Radius:
|
|
Unlimited
|
|
|
Lines of business:
|
|
Primary Liability, NTL, Physical Damage, Motor Truck Cargo, General Liability Workers Compensation (IN, MI, PA, VA)
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
14+ years - Interstate is one of the largest Northland agents in U.S.
|
|
|
|
|
|
Maxum Casualty Ins Co
|
|
|
AM Best Rating:
|
|
A-
|
|
|
States of Authority:
|
|
DE, IN, MI, OH, PA, VA, WV
|
|
|
Business Type:
|
|
Trucking, Business Auto
|
|
|
Radius:
|
|
Unlimited
|
|
|
Lines of business:
|
|
Primary Liability, NTL, Physical Damage, Motor Truck Cargo, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
4+ years - Interstate is the largest Maxum truck agent in U.S.
|
|
|
|
|
|
Scottsdale Ins Co / National Casualty Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
MD, PA, WV
|
|
|
Business Type:
|
|
Trucking, Business Auto, Public Auto
|
|
|
Radius:
|
|
Unlimited (MD, PA, WV trucking for-hire), 500 miles (PA, MD dumps, coal, logs, water
trucks, business auto, public auto)
|
|
|
Lines of business:
|
|
Primary Liability, NTL, Physical Damage, Motor Truck Cargo, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
New Interstate is the exclusive long haul agent in PA & MD
|
|
|
|
|
|
Zurich American Ins Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
DE, IN, MD, MI, OH, PA, WV
|
|
|
Business Type:
|
|
Trucking, Business Auto, Public Auto
Coal Haulers Program Exclusive (IN, MD, OH, PA, WV)
|
|
|
Radius:
|
|
300 Miles w/ limited long haul permitted other than coal (DE, MD, MI, OH, PA, WV)
300 Miles w/ limited long haul permitted Coal Haulers Program (IN, MD, OH, PA, WV)
|
|
|
Lines of business:
|
|
Primary Liability, NTL, Physical Damage, Motor Truck Cargo, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
20+ years - Interstate is an elite Empire agent (enhanced binding authority)
|
|
|
|
|
|
Canal Ins Co
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
DE, MD, OH, PA, WV (any size account)
IN, KY, MI, VA, (11+ power units)
|
|
|
Business Type:
|
|
Trucking, Business Auto
|
|
|
Radius:
|
|
Unlimited
|
|
|
Lines of business:
|
|
Primary Liability, NTL, Physical Damage, Motor Truck Cargo, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
12+ years
|
|
|
|
|
|
Colony / Argonaut Midwest Ins Co
|
|
|
AM Best Rating:
|
|
A |
|
|
States of Authority:
|
|
MD, OH, PA, WV
|
|
|
Business Type:
|
|
Trucking (limited), Business Auto, Public Auto
|
|
|
Radius:
|
|
300 miles
|
|
|
Lines of business:
|
|
Primary Liability, NTL, Physical Damage, Motor Truck Cargo, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
20+ years
|
|
|
|
|
|
Tower Group Companies
|
|
|
AM Best Rating:
|
|
A-
|
|
|
States of Authority:
|
|
IN, KY, NJ, PA, VA
|
|
|
Business Type:
|
|
Trucking (limited), Business Auto, Public Auto
|
|
|
Radius:
|
|
200 Miles (limited long haul permitted)
|
|
|
Lines of business:
|
|
Primary Liability, Physical Damage, Motor Truck Cargo, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
2 years
|
|
|
|
|
|
Aspen American Ins Co
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
DE, MD, OH, PA, VA, WV
|
|
|
Business Type:
|
|
Trucking
|
|
|
Radius:
|
|
Unlimited
|
|
|
Lines of business:
|
|
Motor Truck Cargo (legal liability & owned goods)
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
New
|
|
|
|
|
|
Rockwood Casualty Ins Co
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
MD, PA
|
|
|
Business Type:
|
|
Trucking
|
|
|
Radius:
|
|
200 miles
|
|
|
Lines of business:
|
|
Primary Liability, Physical Damage
|
|
|
Classes:
|
|
Dumps
|
|
|
Relationship:
|
|
30+ years
|
|
|
|
|
|
American Mining Ins Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
PA
|
|
|
Business Type:
|
|
Trucking
|
|
|
Radius:
|
|
200 miles
|
|
|
Lines of business:
|
|
Primary Liability, Physical Damage
|
|
|
Classes:
|
|
Dumps (coal)
|
|
|
Relationship:
|
|
14+ years
|
|
|
|
|
|
Lloyds of London
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
DE, IN, MD, MI, NJ, OH, PA, VA, WV
|
|
|
Business Type:
|
|
Trucking, Business Auto, Public Auto
|
|
|
Radius:
|
|
Unlimited
|
|
|
Lines of business:
|
|
Physical Damage, Motor Truck Cargo
|
|
|
Classes:
|
|
Most classes
|
|
|
Relationship:
|
|
20+ years
|
|
P&C Markets - July 2010
|
|
Northfield Ins Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
PA, WV
|
|
|
Limits:
|
|
$1,000,000 Any Location - Property
$2,000,000 Occurrence - GL
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability
Truckers Workers Compensation (IN, MI, PA, VA) must write Trucking policy to be
eligible
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
18+ years
|
|
|
|
|
|
Maxum Indemnity Ins Co
|
|
|
AM Best Rating:
|
|
A-
|
|
|
States of Authority:
|
|
PA, MD, VA, WV
|
|
|
Limits:
|
|
$750,000 Property
$2,000,000 Occurrence - GL
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability
|
|
|
Classes:
|
|
Most classes available
|
|
|
Relationship:
|
|
10+ years
|
|
|
|
|
|
Argonaut Midwest Ins Co (Colony)
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
MD, OH, PA, WV
|
|
|
Limits:
|
|
$1,000,000 / $3,000,000 Garage Liability
$500,000 Dealers Physical Damage
$500,000 Garagekeepers
|
|
|
Radius:
|
|
300 miles
|
|
|
Lines of business:
|
|
Garage Liability, Dealers Physical Damage, Garagekeepers
|
|
|
Classes:
|
|
Used Car Dealers
|
|
|
Relationship:
|
|
20+ years
|
|
|
|
|
|
Colony Insurance Company
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
MD, OH, PA, WV
|
|
|
Limits:
|
|
$750,000 Property
$1,000,000 Occurrence - GL
$5,000,000 Excess Liability & Umbrella
$1,000,000 / $3,000,000 Garage Liability
$500,000 Garagekeepers
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability, Garage Liability, Garagekeepers
|
|
|
Classes:
|
|
Many P & C classes and Repair Garages
|
|
|
Relationship:
|
|
20+ years
|
|
|
|
|
|
Tower Group Companies
|
|
|
AM Best Rating:
|
|
A-
|
|
|
States of Authority:
|
|
PA, MD
|
|
|
Limits:
|
|
$5,000,000 Property
$1,000,000 Occurrence - GL
$1,000,000 Garage Liability
$1,000,000/$1,000,000/$1,000,000 WC
|
|
|
Lines of business:
|
|
Property, General Liability, Garage, Workers Comp
|
|
|
Classes:
|
|
Most classes available, specialties are: Retail, Habitational, Light Manufacturing
|
|
|
Relationship:
|
|
1+ year
|
|
|
|
|
|
Rockwood Casualty Ins Co
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
PA, MD
|
|
|
Limits:
|
|
$1,000,000 Occurrence - GL
$1,000,000/$1,000,000/$1,000,000 WC
|
|
|
Lines of business:
|
|
General Liability, Workers Comp
|
|
|
Classes:
|
|
Most classes including Mining & Quarries
|
|
|
Relationship:
|
|
30+ years
|
|
|
|
|
|
American Mining Ins Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
DE, IN, KY, MD, MI, NJ, OH, PA, VA, WV
|
|
|
Limits:
|
|
$1,000,000/$1,000,000/$1,000,000 WC
$1,000,000 Occurrence - GL
$500,000 Occurrence - Pollution
|
|
|
Lines of business:
|
|
Workers Comp, GL w/ Pollution for mining
|
|
|
Classes:
|
|
Mining , Quarries
|
|
|
Relationship:
|
|
13+ years
|
|
|
|
|
|
Lloyds of London
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
DE, IN, KY, MD, MI, NJ, OH, PA, VA, WV
|
|
|
Limits:
|
|
$10,000,000+ Property
$1,000,000 Inland Marine
|
|
|
Lines of business:
|
|
Property, Inland Marine, Builders Risk
|
|
|
Classes:
|
|
Most classes
|
|
|
Relationship:
|
|
20+ years
|
|
|
|
|
|
Capitol Indemnity / Capitol Specialty
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
PA, DE, MD, WV
|
|
|
Limits:
|
|
$2,000,000+ Property
$1,000,000 Occurrence - GL
$5,000,000 Umbrella or Excess Liability
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability, BOPS, Umbrella, Excess Liability, Garagekeepers
|
|
|
Classes:
|
|
Most classes
|
|
|
Relationship:
|
|
8+ years
|
|
|
|
|
|
Nautilus Insurance Co
|
|
|
AM Best Rating:
|
|
A+
|
|
|
States of Authority:
|
|
PA, MD, DE
|
|
|
Limits:
|
|
$1,000,000+ Property
$5,000,000 Occurrence - GL
$5,000,000 Umbrella or Excessive Liability
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability
|
|
|
Classes:
|
|
Most classes
|
|
|
Relationship:
|
|
10+ years
|
|
|
|
|
|
First Financial / Burlington
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
PA, MD
|
|
|
Limits:
|
|
$500,000 Property
$1,000,000 Occurrence - GL
$1,000,000 Garage Liability
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability, Garage
|
|
|
Classes:
|
|
Most classes plus Used Car Dealers & Repair Garages
|
|
|
Relationship:
|
|
19+ years
|
|
|
|
|
|
Mid Continent Insurance Co
|
|
|
AM Best Rating:
|
|
B+
|
|
|
States of Authority:
|
|
PA, MD, OH
|
|
|
Limits:
|
|
$500,000 Property
$1,000,000 Occurrence - GL
$1,000,000 Garage Liability
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability, Garage Liability, Garagekeepers
|
|
|
Classes:
|
|
Many classes. Prefer Artisan Contractors, Restaurants/Bars/Taverns and Habitational
|
|
|
Relationship:
|
|
25+ years
|
|
|
|
|
|
Regis Insurance Co
|
|
|
AM Best Rating:
|
|
B-
|
|
|
States of Authority:
|
|
PA, WV, OH
|
|
|
Limits:
|
|
$500,000 Property
$1,000,000 Occurrence - GL
|
|
|
Lines of business:
|
|
Property, General Liability
|
|
|
Classes:
|
|
Many classes. Prefer Contractors, Restaurants/Bars/Taverns
Use the 1973 Non-simplified occurrence form
|
|
|
Relationship:
|
|
3+ years
|
|
|
|
|
|
Beazley Insurance Co
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
PA, WV, MD
|
|
|
Limits:
|
|
$1,000,000 Professional Liability
$5,000,000+ Property High Value Dwellings
|
|
|
Lines of business:
|
|
Professional Liability, D&O, Property, Excess Flood
|
|
|
Classes:
|
|
Various
|
|
|
Relationship:
|
|
3+ years
|
|
|
|
|
|
U S Underwriters Liability (USLI)
|
|
|
AM Best Rating:
|
|
A++
|
|
|
States of Authority:
|
|
PA, MD, DE, OH, NJ, VA, WV, IN, NJ
|
|
|
Limits:
|
|
$3,000,000 Property (subject to classes & other conditions)
$1,000,000 Occurrence - GL
$5,000,000 Excess / Umbrella
|
|
|
Lines of business:
|
|
Property, General Liability, BOP, Excess Liability, Umbrella
|
|
|
Classes:
|
|
Various
|
|
|
Relationship:
|
|
1+ years
|
|
|
|
|
|
RSUI
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
PA, MD, VA, DE, NJ, WV
|
|
|
Limits:
|
|
$1,500,000 Property
$1,000,000 Occurrence - GL
|
|
|
Lines of business:
|
|
Property, Inland Marine, General Liability
|
|
|
Classes:
|
|
Various
|
|
|
Relationship:
|
|
1+ years
|
|
|
|
|
|
Sirius International
|
|
|
AM Best Rating:
|
|
A
|
|
|
States of Authority:
|
|
PA, MD, VA, DE, OH, WV
|
|
|
Limits:
|
|
$1,500,000 Property
|
|
|
Lines of business:
|
|
Property, Inland Marine
|
|
|
Classes:
|
|
Various
|
|
|
Relationship:
|
|
NEW
|
|
|